My friend and serial entrepreneur Bobby Martin wrote a book a few years back entitled Hockey Stick Principles, which parlays Bobby’s business acumen and [...]

Pain, misery, and uncertainty. From where I sit, that is what I see in the small business landscape. As my kids might put it, [...]

Cash inflows from PPP, EIDL and other grant programs have alleviated immediate survival concerns for many Small Business owners. We are quickly turning our [...]

Like many, I was surprised this past week to learn of some of the recipients of PPP funds, many of them publicly traded companies. [...]

“Change is inevitable. Growth is optional.” - John C. Maxwell I have felt some frustration this week as various reports have been published on [...]

Disruption used to be such an exciting word, at least in the business community. I almost always linked to the word innovation.  When I would hear the term “disruptive [...]

After the C’s and P’s of credit, one of my favorites expressions from my banking career is that it is a “belt and suspenders” [...]

In Stephen M.R. Covey’s wonderful book, The Speed of Trust, he asserts that when trust levels are high among participants in any transaction, speed [...]

The irony of it all!  PPP.  Paycheck Protection Program.  When I began my banking career, I quickly learned the five C’s of credit.  For [...]

My father is 92 years old. He lived through the Great Depression as a child. Many of his behaviors were symptomatic of that...generosity, commitment [...]